Fee / Rebate Calculator
A fee looks like loose change past the decimal point, but once volume picks up it's real money. Enter roughly how much you trade in a month and your fee rate, and this lays out the three figures: the fee you'd owe, what the referral rebate saves, and what you actually pay.
How to use this fee / rebate calculator
Three numbers. Monthly volume is your buys and sells added up over a month — note that's cumulative turnover, not account balance, and for someone who trades in and out a lot this number is far bigger than it feels: a 1,000 order round-tripped ten times is 20,000 of volume. For the fee rate, enter the maker or taker rate of your tier; Binance splits it into several bands by VIP level and whether you pay with BNB, and a beginner on spot is usually around 0.1%, with the fee schedule as the source of truth. The rebate percentage is the kickback the referral code brings, pre-filled at this site's 20%.
Once filled, the right side gives the three figures right away: the fee you'd owe, what the rebate saves, and what you still actually pay. The two comparison bars below put the "original fee" and the "saved part" side by side, and the larger the volume and the more frequent the round-trips, the longer you'll see the saved bar stretch — which is exactly why people who grind grids and trade short-term high-frequency are far more sensitive to rebates than someone who buys once in a while.
Why fees are worth calculating separately
Many people stare at the price going up and down but overlook that fees are a cost paid on every single trade, flowing out steadily. Unlike PnL, it doesn't come back — once handed over, it's gone. Suppose you roll 50,000 of volume in a month at a 0.1% rate; the fee alone is 50 USDT, 600 a year. If you run a grid or trade high-frequency, your real volume might be several times that. The rebate's job is to press that steady cost lower a notch with your trading behavior completely unchanged — a 20% rebate means for every five you pay, one comes back.
- Original fee = monthly volume × fee rate. This is the full amount owed with no rebate at all.
- Saved = original fee × rebate percentage. The rebate is a share of what you pay, so the more you pay the more you save.
- Actually paid = original fee − saved. This is what's truly deducted from your account after the rebate.
To press cost further, Binance also lets you offset fees with BNB and step rates down by VIP tier, and these stack with the referral rebate — for the exact rules see Binance's official fee schedule. For how to enable the rebate and where the referral code goes, read How to Save on Binance Fees.
Enter the referral code at sign-up and the rebate stays attached to the account, saving on every trade thereafter automatically. Sign up with BN4111 for 20% off trading fees* — set the rebate above to 0 versus 20 and the gap over a year is obvious. * Actual rate shown on Binance's page, subject to change.
Related tools and guides
A high-frequency strategy like a grid is the most fee-sensitive — use the Grid Profit Simulator to raise and lower the fee rate and watch the per-grid net change; to lay more grids without losing money, see the Grid Parameter Calculator; to learn fee-saving methods systematically, read How to Save on Binance Fees; futures funding is a holding cost too, so see the Funding Rate Cost Calculator; and for the full flow from sign-up to getting started, see the Binance AI Tools Beginner Overview.